Banking and Capital Markets
Infosys helps global banks and capital markets firms benefit from Business Process Management (BPM) and Enterprise Application Integration (EAI) initiatives, by fulfilling their process management and technology requirements. We enable financial institutions comply with regulatory compliance requirements, enhance their operational efficiencies and manage risks efficiently.
Focus Areas
Regulatory Compliance: We enable banks and financial services firms to comply with regulatory compliance requirements such as Anti-Money Laundering (AML), Know Your Customer (KYC), Single Euro Payments Area (SEPA) and Basel II.
Credit Risk Management: We implement Credit Request Workflow solutions for leading banks. Our solutions adhere to credit risk management requirements such as Basel II and reduce the time spent on credit request approval.
Core Banking: We define integration strategy and implement integration solutions for Core Banking applications at large banks. We also provide application integration infrastructure to ensure that Core Banking applications are equipped with robust features without impacting performance, data transfer and data visibility.
Payments: Our payment solutions offer a standardized financial messaging and payment interaction management system for banks. This helps integrate the Core Banking landscape for retail and wholesale payment processing.
New Account Opening: Our solution for consumer banks, private banks and brokerage firms supports opening of accounts centrally across multiple product types and channels. It can be used for deposits, loans, brokerage and managed investment accounts as well as mutual fund accounts.
Know Your Customer (KYC): Our KYC offering is an effective workflow-based client onboarding platform. It enables banks to comply with local and global regulations.
Card Issuance: Our Credit Card Issuance platform supports end-to-end card issuance process for new cards, renewal and upgradation requests.
Infosys' Solutions
Our solutions for banking and financial services firms include:
Benefits of EAI and BPM
Traditionally, EAI has been used to develop interfaces between applications or implement point-to-point application integration. However, banking and financial companies now leverage EAI to address issues such as enterprise visibility and operational efficiencies. In addition, product vendors are developing customized offerings such as SWIFT Accelerators, Customer Information Management and Multi-Channel Selling.
Learn more about Infosys' Banking and Capital Markets offerings