Finacle consumer e-banking solution is a proven Internet banking and mobile banking
solution for retail banking customers. Built on new-generation technology,
it provides a single unified view of the customer's many relationships
with the bank. The solution provides high flexibility for customization
and robust security features.
This solution can be interfaced with any core banking solution directly or through
an industry standard middleware. It provides banking customers real time access
to their relationships with the bank such as account inquiries, fund transfers,
credit cards, mutual funds payments and remittances. It enables them to make payments
to individuals or institutions, and other general payments online. It also has
a powerful Electronic Bill Presentment and Payment (EBPP) module, designed to help
customers make their utility bill payments. In addition, the powerful Finacle
alerts solution provides two-way multi-channel (SMS, WAP, e-mail, fax and voice)
alerts.
Built on industry-standard platforms J2EE and .NET, the solution is platform
independent. It is also highly secure and supports different authentication mechanisms.
The consumer e-banking solution offers a unified view of the customer, allowing single point access to all the relationships the customer has forged with the bank, including mutual funds, insurance and credit cards. The customer-centric architecture enables the bank to launch a one-stop financial portal for its customers. This effectively supports true relationship banking, providing a robust framework for cross-sell opportunities.
Built on industry standard platforms J2EE and .NET, the consumer e-banking solution provides the bank tremendous flexibility to extend its product portfolio and customize the solution according to requirements. The architecture of the solution enables the bank to write business rules once and deploy them anywhere, add new rules, modify existing ones or integrate them with other applications seamlessly. All this enhances agility of operation, helping the bank identify new opportunities and roll out new products.
The consumer e-banking solution offers extensive application security features and provides a robust framework to integrate with specialized security software. This enables the bank to confidently offer products that are highly secure and geared to withstand the onslaught of security threats that abound around Internet transactions.
With the growing popularity of mobile devices, banks can offer the convenience of anywhere- anytime banking, using WAP or SMS. Finacle consumer e-banking solution makes it possible for customers to inquire on account balances and make fund transfers. Banks can also proactively send timely information to customers in a completely secure environment, whenever a customer-defined event occurs.
Advizor
Alerts
Core Banking
Core Banking for RRBs
CRM
Customer Analytics
Customer eXPerience
Direct Banking
e-Banking
Consumer e-Banking
Corporate e-Banking
Finanz Tools
Inclusion Solution
Islamic Banking
Mobile Banking
m-Commerce Solution
Operational Data Store
Treasury
Treasury-in-a-Box
WatchWiz
Wealth Management