Finacle core banking solution is a comprehensive, agile, componentized yet integrated business solution, addressing all the core needs of banks, in easy-to-configure modules. Finacle provides all the building blocks of business functionality enabling users to configure products and processes flexibly in order to adapt to a dynamic environment. With a 360 degree single source view into customer accounts, banks can empower customers with relevant information and delight them with the right offerings, presented at the right time through the right channel.
Create differentiated products easily
Finacle core banking offers an unlimited palette of features to design and deploy products for different market segments. Its product bundling capabilities provide the latitude to create offerings with differentiated features. With Finacle, bankers can offer differential pricing, set up channel rules, and easily customize offerings across market segments.
Right-sell to customers effectively
The Enterprise Customer Information File and CRM capabilities in Finacle offer a unified view of the customer across the entire solution and across multiple back-end applications, letting users view the customer from a completely informed perspective. This information lets banks forge more meaningful relationships with customers and aggressively explore right-sell opportunities.
Adapt to change quickly
The SOA allows the bank’s IT team to make changes without touching the base code ensuring minimal vendor dependency, lesser operational risk, and faster adaptability to changing business conditions.
Increase operational efficiency and productivity
Finacle core banking supports business event automation and process orchestration, eliminating manual tasks and reducing process time. The elimination of error and data redundancies results in increased branch productivity, and Straight Through Processing (STP) that, in turn, reduces turnaround and processing time, increases output and speeds up response to customers.