Solutions
Key Challenges in Core Banking Replacement
In an increasingly competitive environment banks are taking a reality check on their technology environment to ensure that their IT strategy is aligned to their business objectives.Download
The Next Wave in Internet Banking
The Internet banking model was originally built with a view to merely replace identified brick-&-mortar services and provide an online means of reaching out to the bank.Download
Banking on Faith: Islamic Banking in the Middle East
Islamic banks are on the threshold of a historic opportunity. The emergence of clear standards and a common framework is the need of the hour.Download
Gold Rush: The Shift Towards Wealth Management in Banking
The emergence of the “private banking” & “wealth management” segments in banking, which took seed in the late 90s, has since attained huge proportions.Download
The FX Marketplace: Trends, Opportunities and Challenges
The foreign exchange marketplace is in a state of flux. The rules of the game are being re-written by the advent of new players and different ways of transacting FX thanks to technology advances.Download
Finacle Universal Banking Solution
Finacle from Infosys helps banks win in the flat world by providing a
holistic and integrated transformation approach, complete with solutions and services.
This proven and effective...
framework for multi-disciplinary change, enables banks to shift their strategic and operational priorities.
Finacle solutions address the core banking, e-banking, Islamic banking, treasury,
wealth management and CRM requirements of retail, corporate and universal banks worldwide.
Several powerful and differentiating features make Finacle one of the most comprehensive,
flexible and scalable universal banking solution in its class. These solutions when associated
with Finacle services, empower banks to maximize their opportunities for growth, while minimizing
the risks that come with large-scale business transformation.
Finacle is the chosen solution in over 116 banks across 62 countries. Finacle is implemented
across countries like the US, UK, UAE, Mainland China, Taiwan, Hong Kong, Saudi Arabia, Maldives,
Mauritius, Nepal, Nigeria, Indonesia, Singapore, Uganda, Sri Lanka, Tanzania, Zimbabwe, Thailand,
Philippines, Jamaica, Cayman Islands and India.
Core Banking
Finacle core banking solution is a comprehensive, integrated yet modular business solution. It effectively addresses the strategic and day-to-day challenges faced by banks. It is ... highly parameterize providing that much-needed flexibility to adapt to a dynamic environment.
e-Banking
Finacle consumer e-banking solution is a proven Internet and mobile solution for retail banking customers. Built on new-generation technology, it provides a single unified view ... of the customer's many relationships with the bank. The solution provides high flexibility for customization and robust security features.
Mobile Banking
Finacle mobile banking solution empowers retail and corporate banking customers with access to banking services through SMS and GPRS/WAP-enabled handsets, leveraging a single ... platform. It offers both mobile commerce and mobile payments within the DNA of mobile banking, with support for merchant-initiated payments and reversals, in addition to customer-initiated payments and reversals through manual SMS banking. Leveraging recent technological advances in the mobility space, the solution provides a faster, richer, secure and convenient user experience, ensuring inclusion of customers with various mobile devices.
Treasury
Finacle treasury solution is an integrated yet modular front, middle and back-office solution built on best-of breed open technology platforms, providing high scalability , flexibility and STP ... capability. The solution enables reduction in costs, decrease in time-to-market of products and services, while enhancing process efficiency.
Finanz Tools
Finacle finanz tools is an integrated family of tools that engage the bank’s customers in personalized sales illustrations.... The bank can mix and match tools, embed these directly into any or all of the sales channels, and use them as online marketing tools. Finanz tools are simple to use financial calculators, simulators and modelers that illustrate how financial products work,
Direct Banking
Finacle direct banking solution is a comprehensive solution for banks to directly acquire, track and service customers, through the Internet, mobile or call center channels, in the complete absence of a brick and mortar infrastructure.... Built on new-generation technology, it provides an end-to-end platform that supports the full-fledged delivery of a comprehensive range of assets and liabilities solutions, facilitated through direct access to the customer 24/7, 365 days a year. highly parameterize providing that much-needed flexibility to adapt to a dynamic environment.
Islamic Banking
Finacle Islamic banking solution offers an integrated and comprehensive approach for banks to define and present Shariah-compliant products to customers. Strong product definition ...features, support for Islamic accounting and complete traceability for audit differentiate the solution. Completely self-contained, it is replete with the accounting backbone to support back office functionalities and provides Straight Through Processing (STP) capabilities on a SOA platform.
CRM
Finacle CRM solution is a modular, multilingual, web-based customer-centric application that enables banks to leverage ready-to-deploy CRM functionality for competitive differentiation. ... Integrated with Finacle core banking solution, Finacle CRM solution offers end-to-end functionality to effectively address the needs of the complete cycle of marketing, sales and service for banking products.
Wealth Management
Finacle wealth management solution is a modular, fully scalable, integrated core banking and investment management system designed for the specific needs of retail and private banks.... It offers a unique combination of an extensive portfolio of functions with impressive flexibility that enables end-to-end processing of investment products from diverse asset classes including structured deposits, structured notes, bonds, mutual funds and insurance.
Core Banking Solution for Regional Rural Banks
Finacle core banking solution for RRBs is a comprehensive, integrated yet modular business solution that effectively addresses their strategic and operational challenges.... It is highly parameterizable providing that much-needed flexibility to adapt to a dynamic environment.
Finacle Inclusion Solution
Finacle inclusion solution enables banks to gainfully serve the under-banked and unbanked with relevant products and services. It supports the multi-channel delivery of these offerings..., with optimal operational efficiency, while ensuring viability of the endeavour as a sustainable and profitable business. It also enables regulation conformance across markets.
Finacle m-Commerce
Finacle m-commerce solution converts the ubiquitous mobile phone into a secure proxy for bank accounts, credit and debit cards, enabling a comprehensive transactional experience, secured by a robust authentication mechanism.... A simple one-time registration process initiated through the POS terminal at the merchant location, the bank's ATM or Internet banking site ensures ease a adoption for customers.
Finacle WatchWiz
Finacle WatchWiz is a comprehensive new generation monitoring solution that effectively delivers integrated 24X7 monitoring and management services for Finacle ...and its extended infrastructure, in addition to supporting applications within the environment. Rendering a holistic ‘glass box’ view of Finacle, it empowers banks to proactively monitor and analyze health parameters.
Operational Data Store
Finacle operational data store empowers banks with a secure and reliable technology infrastructure to derive optimal value from data, and meet a whole range of operational..., business and strategic objectives. This is enabled through support for data access and retrieval on demand. The store can be effectively leveraged to meet the bank’s demand for business analytics, with format and feature-rich reports that can be extensively customized.
Alerts
Finacle alerts solution empowers banks with the capability to alert end users about events recorded by the bank's diverse business systems. The solution's subscription feature enables... the bank's customers to select specific information they want to be alerted about, in addition to the time and channel of information receipt.
Web-based Cash Management
As corporations face ever-increasing need to cut costs and improve bottom line by managing resources better, they are looking for solution that will help them manage cash and process ... payments quickly and easily. Finacle web-based cash management solution is ideal for banks looking to deploy an online cash management solution for their corporate customers. Built on the J2EE and .NET standards, this component-based, feature rich solution can help create the differentiator that banks are looking for their corporate customers. A key feature of Finacle web-based cash management solution is its alerts-enabled feature that allows crucial cash related alerts to be delivered across multiple channels.
Customer eXPerience
Customer eXPerience Solution leverages a Real-time Intelligent, Conversation and interaction management Engine (RICE) to add conversational tacit intelligence to customer interactions, in real-time.... In addition to functioning as a relevance-based system, displaying key offers applicable for the customer, it factors new information in real-time, adjusts to prompts and intelligently participates in customer interactions, simulating real human conversation.
Solutions
Core BankingWe’ve got what you want
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Success Story
Investment in Technology Yielding Rich Dividends Today
ICICI Bank was set up when the process of deregulation and liberalization had just begun in India and the Reserve Bank of India (India’s central bank) had paved the way for private players in the banking sector,
Solution Demos
FinacleConnect
In this latest issue of FinacleConnect read more as Sam Plowman - Head of Online Banking, ANZ Bank shares his views on the benefits of direct banking. The cover story - Evolution of Banking Channels, highlights how financial institutions can benefit from being leaders and not ‘adopters’ in the channel space. Wanda Guttas - Executive VP, Union Bank, USA talks about why, despite the turbulent times, now is the perfect time to transform.Download | Read
Press Releases
Finacle Launches Direct Banking Solution To Enable Rapid Global Expansion And Customer AcquisitionRead
Finacle in News
Business Standard - MumbaiInfosys, BBVA in strategic partnership
Read
Testimonial
“We were looking for a flexible solution proven in the retail banking market, and Finacle emerged as our first choice after a comprehensive selection process…"- Nemeh Sabbagh,
Managing Director,
Arab National Bank, Saudi Arabia
Articles
China: The Wealth Management AgendaDownload
