Most banks are aware that they urgently need to transform their siloed IT infrastructure with an
integrated banking platform. But doing so is perceived as a risky proposition fraught with many
challenges. So with integrated banking platform being mandatory but risky, what is your bank to do?
You can adopt a modular deployment approach to the integrated solution, which mitigates the inherent
risks but maximizes the advantages of transformation.
You can get started with a phased roadmap for transformation. Finacle can help you segment transformation
into a number of phases, defined by your bank’s business volumes, segments, value and priorities. You may
choose to transform earmarked low-impact areas of core first; for instance you may opt to focus on the
retail liabilities business first. Alternately, you may look at streamlining business in a particular
focus geography that is a primary source of business. Irrespective of the phase-defining parameters your
bank chooses, Finacle approaches transformation from three interwoven perspectives:
You can leverage the integrated banking platform to: