Solutions
Social Networking: New Opportunities for US Banks
Innovation initiatives can no longer work in increments. Fortuitously, the emergence of Web 2.0 technology has opened up possibilities that until now were the stuff of dreams.Download
Make Products Work Harder in Tougher Times
To garner business, banks must take a host of measures, including creating personalized products, streamlining operations, and leveraging a more agile IT landscape.Download
Mobilizing Customers: Mobile Banking in the US
Banks need to look at a channel that can help add value to customer relationships in a cost-effective and efficient manner.Download
Agile Banking for US Banks With the Integrated Banking Platform
An integrated banking platform provides solutions at every step of the change response process - from gathering change-related information till effecting transformation.Download
Demand Deposit Account Framework
Finacle universal banking solution is equipped with a fully integrated comprehensive framework to provide wide-ranging solutions to power a bank’s DDA (Demand Deposit Account) renaissance agenda. This customer-centric infrastructure enables banks to respond to a dynamic and demanding business environment – strategically and tactically. Arming the bank with a complete SOA framework and BPEL compliant process framework, the framework empowers the bank to excel operationally by improving productivity and customer service.
Key Offerings
- Customer Management
- Account Management
- Transaction Management
- Funds Management
- Interest and Fee Management
- Product Innovation
- Channel Accessibility
- Direct Banking
Business Benefits
Aggressive Customer Acquisition
Finacle with its highly configurable and parameterizable DDA framework supports the development of segment-specific DDA offerings targeted to also extend cover to include the needs of the unbanked. The online sales enablers further drive demand generation, online.
Higher Customer Retention
The framework supports true innovation of DDA offerings, enabling the delivery of a wide range of attractive products that play a pivotal role in acquiring and retaining customers. In addition, the solution’s unified 360 degree view of the customer supports true relationship banking, providing a robust framework for cross-sell opportunities.
Higher Profitability
Finacle DDA framework allows banks to link promotional offers for account holders with a defined minimum balance, to ensure that a desired float is maintained. It also supports linkage of fee structures for transactions to average balances held in the accounts. Powered by Finacle’s STP support for multiple channels, banks can offer free transactions over alternate-channels, ensuring channel optimization that further drives down costs.
Solutions
Integrated Banking Platform Core Banking Direct Banking Enterprise Customer Information Demand Deposit Account e-Banking Alerts Finanz Tools TreasuryWe’ve got what you want
