Industry Offerings

Technical Payment Solutions for Banks

Infosys' Payments solution enables banks to transform payment challenges into opportunities. Our solution helps banks reduce cost, protect current payment profits and create new payment revenue streams.

We view the 'payments challenge' as an opportunity for banks to gain a competitive edge. We offer our proprietary model, which is based on six factors, to assess and quantify the impact of changing patterns in the payments business. These factors are derived from the current payments business, future plans and the goals and business constraints. Using these inputs, we develop business plans and blueprints to address your business challenges.

Our end-to-end technical solution is built on the latest Microsoft technologies, leveraging the Finacle™ corporate e-banking solution. The technology solution, which has been proven to scale up and meet growing customer needs, enables banks to enhance their relationship with corporate customers while lowering the total cost of ownership.

Infosys Advantage

Our Payments solution enables you to:

  • Protect existing payments and profits - A set of integrated process and technology changes enable the payments function to operate more efficiently and cost-effectively
  • Future-proof technology infrastructure - Our cost-effective technology platform can scale reliably to meet emerging needs, while significantly reducing your current IT costs
  • Create new payments revenue - Our solution helps you introduce value-added propositions for differentiation and customer retention
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