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Mapping a Commercial Banking Transformation

Overview

Improve customer experience, product offering, and business efficiency

Infosys offers an integrated Commercial Banking portal with out-of-the-box solutions that offer a head-start to corporate banks.

  • Customer-facing, multi-channel e-banking portal to enable new banks to quickly launch commercial banking services, or replace legacy systems with a modern, agile functionally rich front-end portal.
  • Accelerators for requirements/user stories, screens, workflows, and conceptual and technology architecture, standards integrations to leading products supporting DDA, and GL risk applications.
Empowering Digital Transformation in Commercial Banking

Infosys offers a clear advantage to clients with a holistic solution approach.

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Infosys provides a multi-channel e-banking solution for new banks to launch services quickly or modernize legacy systems. It includes accelerators for requirements, screens, workflows, and architecture, supporting leading products like DDA and GL risk applications.

Modernize the Foundation

  • Payments & Lending Modernization

  • Treasury Services Technology

  • Trade & Supply Chain Digitalization

  • Core Banking Transformation

Monetize the Infrastructure

  • Information Reporting

  • API Channels – Inquiry and Transaction
    Processing – Pay-per-use Model

  • Data Commerce

Maximize Next Gen

  • AI in Commercial Banking

  • Platform Ecosystems

  • Client Integrations & In-house Banks

  • Multi Banking – Treasury & Liquidity Mgmt
Line

Challenges & Solutions

  • Legacy code analysis, design and build, and compliance support for deployment and customer migration to new systems
  • Creation of data lake and MDM solutions for commercial banking
  • Creating microservices for commercial banking functions to create a future-ready commercial banking organization

  • ISO 20022 transformation
  • Implementing faster payments
  • Digital payments: The new way to pay suppliers
  • AI for Payments: With a customer service dashboard + a fraud monitoring approach

  • Liquidity management tools
  • Virtual account management for operational efficiency
  • Treasury workstations integrations
  • Liquidity dashboards
  • Better reporting

Resource Center

Point of View

Powering Commercial Banking with AI

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Report

Infosys Bank Tech Index – Vol 3

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Report

Cloud Radar: Banking Industry Report

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Point of View

The Future of Payments is ISO20022

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