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About Financial Services

For modern commercial banks, serving a new generation of digital enterprises means delivering a generational leap in experiences and capabilities – from personalized products to future-ready AI driven services. The current market shift is creating a significant demand for innovative business approaches with the development of new solutions and platforms that facilitate easy integration and close collaboration across the entire ecosystem – including fintechs, corporate treasurers, financial organizations, bank data, and compliance systems to deliver seamless and data-rich customer experiences.

Infosys equips commercial banking businesses with capabilities that can not only help them keep up with changing expectations but accelerate game-changing innovation.

What's Happening

Point of View

Commercial Banking: Go AI-first into the Future

Point of view

Powering Commercial Banking with AI

Point of view

The Future of Payments is ISO20022

Our Offerings

Some of our key offerings from the Infosys Topaz portfolio

  • Working capital loans
  • Short- and medium-term loans
  • Cap-ex
  • Commercial Syndications
  • Secured and unsecured lending
  • Risk management
  • Assets-based lending
  • Trade & supply chain finance

  • Batch, file, low-value, high-value, alias
  • Cash management, reporting, and recon
  • Payables fraud management
  • Receivables management and lockbox services
  • Commercial cards
  • Lockbox
  • SWIFT support
  • ISO 20022, MT/MX

  • Customer master
  • DDA
  • Mobile app for corporate customers
  • Digital and persona-based experience
  • SMB business support
  • API hubs
  • AI capabilities

  • Cash management
  • Liquidity management
  • Liquidity forecasting dashboards
  • Virtual accounts
  • Account analysis
  • In-house bank support

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